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All Blogs (22)Buyer (4)Seller (10)
  • Your Listing Expired in DFW: What to Do Next ,Sherra Cameron

    Your Listing Expired in DFW: What to Do Next

      If you are reading this, the last six months probably did not go the way you planned. You cleaned the house for showings that produced nothing. You cut the price once, maybe twice. And then the listing agreement quietly ran out and the sign came out of the yard. You are not an outlier. Texas has s

  • Selling a House With Foundation Issues in DFW,Sherra Cameron

    Selling a House With Foundation Issues in DFW

    No, Texas does not require you to repair a foundation before selling, but you do have to disclose what you know about it under Texas Property Code 5.008. The practical problem is financial, not legal: an unrepaired foundation issue typically costs a DFW seller 10 to 15 percent of value beyond the pr

  • Selling a Home With an Assumable Mortgage in Texas,Sherra Cameron

    Selling a Home With an Assumable Mortgage in Texas

      Can a buyer assume my mortgage when I sell my home in Texas? Yes. If your loan is FHA, VA, or USDA, a qualified buyer can usually take over your existing interest rate, remaining balance, and payoff schedule once your servicer approves them. Conventional loans are almost never assumable because of

  • Texas Seller Leaseback: Stay in Your Home After Closing,Sherra Cameron

    Texas Seller Leaseback: Stay in Your Home After Closing

      Can you stay in your house after closing in Texas? Yes. In Texas, a seller leaseback (formally the Seller's Temporary Residential Lease) lets you close the sale, collect your proceeds, and stay in the home as a tenant for a short period, up to 90 days. The catch most sellers miss is that the buyer

  • Selling a House With Solar Panels in DFW: What Texas Sellers Need to Know,Sherra Cameron

    Selling a House With Solar Panels in DFW: What Texas Sellers Need to Know

    It depends entirely on whether you own the panels, financed them, or lease them. Owned panels usually convey with the home and can be a selling point. Financed or leased panels come with a lien or a contract that has to be transferred, bought out, or paid off before closing, and if you wait until yo

  • MUD and PID Taxes on New Construction in Prosper and Celina,Sherra Cameron

    MUD and PID Taxes on New Construction in Prosper and Celina

    What are MUD and PID taxes on new construction in Prosper and Celina?MUD (Municipal Utility District) and PID (Public Improvement District) taxes are special-district charges that repay the bonds used to build water, sewer, drainage, and roads in a new community. In the Prosper, Celina, Anna, and Au

  • What to Do When Your Appraisal Comes in Low in DFW,Sherra Cameron

    What to Do When Your Appraisal Comes in Low in DFW

    When your home appraises below the contract price in Texas, you have four options: reduce the price to the appraised value, ask the buyer to bring cash to cover the gap, split the difference somewhere in the middle, or hold your price and risk the buyer terminating under the Third Party Financing Ad

  • Seller Concessions and Rate Buydowns in DFW (2026),Sherra Cameron

    Seller Concessions and Rate Buydowns in DFW (2026)

      In DFW's 2026 buyer's market, a seller concession or a rate buydown often closes a deal faster than a price cut of the same size. A concession is money you contribute at closing toward the buyer's costs. A rate buydown uses part of that money to temporarily lower the buyer's mortgage payment. On a

  • HOA Transfer Fees in Texas: What DFW Sellers Pay at Closing,Sherra Cameron

    HOA Transfer Fees in Texas: What DFW Sellers Pay at Closing

    If you own a home in one of the master-planned communities across the North Dallas suburbs, your HOA is going to show up on your closing statement. Not as a single line, but as several. And after 15 years in mortgage banking before I started listing homes, I can tell you these are some of the most m

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Sherra Cameron
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